F&M Trust

General Information

485-3144

fmtrustonline.com

General

Ads in this issue
FMTrust

Text from ad:

IT’S HOME EQUITY SEASON.
RAKE IN THE SAVINGS!
*1.72% Annual Percentage Rate (APR) Introductory
Rate is in effect for 12 months from the date of origination. Offer available for a limited time on
applications taken beginning June 23, 2014, for Home Equity Lines of Credit taken in person at any F&M Trust community of.ce with a minimum $10,000
draw in new borrowings at loan settlement. On day
366 (after the introductory period), the interest rate is
variable monthly based on Prime plus .75% less
.50% for Relationship Checking customers. There is
no interest rate .oor on this line and the maximum annual percentage rate is 18%. During the 10-year
draw period, the full credit limit is available. During
the draw period, you may pay the minimum periodic
payments of interest only. During the following
10-year repayment period, a monthly payment of principal and interest is due on any balance owed. Up to 80% LTV. Lines of credit closed within 24 months
of origination are subject to an early termination fee.
Must have an F&M Trust checking account to receive
the Intro Rate.
** Annual Percentage Rate (APR) shown available as
of August 29, 2014, for a .xed rate home equity loan for 60 months for $50,000 with automatic payment
drafting from an F&M Trust Relationship Checking account. Other rates and terms are available. For example, the monthly payment would be $17.97 per
$1000 borrowed based on a 3.21% APR for 60 months on $50,000. The monthly payment example does not
include taxes and insurance premiums, and will
be greater if taxes and insurance are included (an initial customer deposit may be required if an escrow account for those items is established). Minimum
$10,000 in new money borrowed, $10,000 minimum
loan amount. Up to 85% LTV.
All loans and lines subject to credit approval and are for consumer purposes only. Minimum credit score required. Offers available on 1-4 family
owner-occupied PA properties only. Insurance must be carried on property securing these lines and loans, including .ood insurance, if applicable.
$250 Origination charge applies. No other discounts apply. Additional restrictions, limitations and exclusions may apply. Terms and conditions of
these offers are subject to change without notice. Member FDIC.
HOME EQUITY LINE OF CREDIT
HOME EQUITY LOAN
3.21%
APR**
1.72%
APR*
3.50%
APR*
5-YEAR FIXED-RATE
12-MONTH INTRODUCTORY
FIXED RATE
CURRENT VARIABLE RATE Financial Solutions...
from People You Know.
fmtrustonline.com
McConnellsburg
(717) 485-3144
Penns Village
(717) 485-3167
Hustontown
(717) 987-3193
Warfordsburg
(717) 294-3288
Orbisonia
(814) 447-3104
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